Real Estate and Bankruptcy Blog
Posted on Jul 12, 2017
A Consumer Guide by Robert J. Warren, Esq. Disclaimer: Please note that this guide is intended to familiarize the reader with the basic framework and purpose of a 1031 exchange. It is not intended to ...
Continue reading "1031 Like-Kind Exchange" »
Posted on Oct 29, 2015
Beware of phone scams Sadly, there are always some people out there that are looking to take advantage of people that are already down on their luck. One such instance that has come to light is a ...
Continue reading "Beware of phone scams targeting bankruptcy filers" »
Posted on Oct 8, 2013
Assuming that you have not given the creditor a lien on any specific property, Florida law allows a debtor to protect a certain amount of personal property from the claims of creditors. If you own a ...
Continue reading "Can Creditors Seize Personal Property in Florida?" »
Posted on Aug 29, 2013
One of the most recurring issues that I deal with in speaking with people about personal finance is the question of how to protect what they have. You may have a lot or a little. In either case, you ...
Continue reading "Safeguarding your exempt funds by segregating bank accounts" »
Posted on Jun 12, 2013
Are you behind on your mortgage payments or already in foreclosure? If so, the new foreclosure law just signed by Governor Rick Scott is something that should not be ignored. The new law is designed ...
Continue reading "Florida's New Foreclosure Law / Fast Tracking Foreclosures" »
Posted on Apr 30, 2013
There has been a great deal of news in the past several years about mortgage modification. There have been programs launched by the federal government and state governments, as well as several ...
Continue reading "A More Successful Approach To Mortgage Modification" »
Posted on Mar 27, 2013
I often get calls from people regarding judgements being entered, assets such as bank accounts or vehicles being seized, and even wages being garnished on debts that they believed were past the ...
Continue reading "What To Know About The Statute of Limitations" »
Posted on Feb 21, 2013
We are pleased to announce the launch of our new Gainesville bankruptcy blog. You can view our entire RSS feed here.
Continue reading "Welcome to our new Bankruptcy Blog" »
Posted on Oct 26, 2012
If I had a nickel for every time a person asked my how long their credit will be ruined because they filed bankruptcy, I would have a truckload of nickels. The notion that bankruptcy ruins credit ...
Continue reading "Rebuilding Credit After Bankruptcy" »
Posted on Nov 28, 2010
Many of the good people that I counsel regarding bankruptcy come into my office under tremendous stress and are upset or even crying. Some of this stress is without doubt caused by rude and unethical ...
Continue reading "Feelings Of Shame And Guilt Over Bankruptcy" »
Posted on Nov 28, 2010
Why set financial goals? To achieve financial freedom, of course! Perhaps you will one day want the freedom to send your children to college, continue your own education, buy a home, or take a nice ...
Continue reading "Setting Financial Goals" »
Posted on Sep 28, 2007
I often get asked whether a bankruptcy can help to get a driver’s license back after it has been suspended because of a lawsuit for damages arising from the use of an automobile. Under ...
Continue reading "Ending Driver's License Suspension Through Bankruptcy" »
Posted on Aug 30, 2007
One of the most commonly asked questions is: Why can’t I just transfer the title to my car (or other significantly valued property) to a relative (or other person) before I file for bankruptcy ...
Continue reading "Transfers of property before a bankruptcy" »
Posted on Aug 28, 2007
Many of the people that I consult with are deep in debt and are without sufficient income to pay the debt off regardless of how much they sacrifice or attempt to cut expenditures. While we could ...
Continue reading "Home Equity Loans. Life Line or Anchor?" »
Beware of phone scams
Sadly, there are always some people out there that are looking to take advantage of people that are already down on their luck. One such instance that has come to light is a telephone scam reported by federal officials that is targeting people that have filed for bankruptcy. The callers (thieves) are calling debtors and posing as their attorneys. Sophisticated technology is being used to make the caller ID appear that the call is actually coming from the attorney's office. The victim is told that a particular debt must be paid immediately and that the funds must be wired to a specific location. This type of call is not likely to ever come from your attorney's office. If you receive a call of this nature, DO NOT give any personal or financial information whatsoever to the caller, get whatever identifying information that you can from the caller, then hang up and call your attorney's office. The call can also be reported to your State's Attorney General for investigation.