Debt Settlement
Reducing Your Debt with Legal Help in Florida
Are you overwhelmed by unsecured debt, such as credit cards, department store cards, medical bills, payday loans, or other personal loans? Are you unable to make your monthly payments, using one credit card to pay another or using your savings to pay your debts? Perhaps you are now using your credit card to pay for necessities, such as gasoline for your car or groceries. You may be getting phone calls and letters from your creditors or collection agencies demanding payment. All of this leads to severe distress and, without taking action to resolve it, the matter will likely just get worse.
Debt settlement, also known as debt arbitration, is a legal way to reduce your debt through negotiation with your creditors. In some cases, creditors will agree to forgive a percentage of the account balance in order to finally and fully settle a debt. As a Gainesville bankruptcy attorney, I can work with your creditors in an attempt to negotiate a reduction of your outstanding unsecured debt balance that may be agreeable to both sides. The balance is then paid in a lump sum to the creditor as payment in full of the debt. Debt settlement agreements can range between 25 and 65 percent of what is owed. The settlement that is negotiated, however, will depend on each individual case, creditor, and debtor.
Work with a Reliable Debt Settlement Lawyer
Debt settlement may not handle any damage to your credit score that you have incurred due to defaulting or paying late on account balances. It may, however, reduce your overall debt, end collection attempts, and allow you to move on with rebuilding your financial scene. Caution is advised when seeking a debt settlement company; many debt settlement companies engage in false advertising. That is why I recommend that you contact me at my law office. Work with a reliable and trustworthy source.
As an attorney, I have been practicing since 1987, have been BV rated by Martindale-Hubbell, and have a strong track record of positive results in debt relief for my clients. Contact my firm today!
We've Helped Many People in Your Shoes
She What They Have to Say!
At The Law Office of Robert J. Warren, P.A., your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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I recently used Robert Warren to help in the closing of my mom's home, and couldn't be happier with how it went. Robert and his assistant Lois were easy to work with, communicative throughout the process and helped overcome a few key issues that could have derailed our closing. 10/10 would definitely recommend!!C. Delatorre
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We are so appreciative to Mr Warren and his associate Lois with their help in selling our house. Their expertise in legal matters and in handling all situations involved gave us peace of mind! Thank you again for all your help!Hector and Debra
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Mr. Warren is knowledgeable and honest. His rates are reasonable and fair. His dedication and tenacity resulted in a very favorable outcome in my real estate case. I would highly recommend him without hesitation and would definitely use his services again.Rechelle
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I had a real estate situation needing legal help. He seemlessly solved the issues and the transition was professional and done quickly. I would go back to him again and again.Dawn W.
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Robert was excellent to work with. He is the most personable, competent and most accessible lawyer that my husband and I have ever worked with. Not only did Mr. Warren do the job we asked him to do, he made himself available to answer any questions or concerns we had along the way. His expertise and genuine care for the client is why we will work with him on our next venture. We 100% absolutely recommend him for legal advice.Dana Rio
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Robert managed to help so much in relieving the stress we were in. His assistance and dedication for us made our process much easier than expected. He took care of the small details other neglected to put the time and efforts to solve. He made us feel like we are in good hands and in the end we were. We are really thankful for his hard work. Highly recommend him for real estate assistance and guides.Judy Michalson
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Mr. Warren is an outstanding attorney. He helped me on multiple real-estate matters that were fairly complicated. His advice was excellent, he advocated for my interests, and he was highly responsive. I am grateful for his efforts and intend to use him in the future again.S. Kiousis
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Robert helped me with the sale of my home. This man was so knowledgeable he practically handled the whole thing for me. Not to mention his secretary is an absolute delight, so courteous and polite. Robert is the most phenomenal lawyer I've ever had to pleasure of working with.Daniel
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