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The Law Office of Robert J. Warren, P.A. The Law Office of Robert J. Warren, P.A.
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Bankruptcy

Bankruptcy

Gainesville Bankruptcy Attorney Serving North Florida

As an attorney who has been in practice since 1987, I have personally assisted thousands of clients in Gainesville, Ocala, Lake City, Starke, Cedar Key, Palatka, High Springs, Keystone Heights, and the surrounding areas. I offer knowledgeable and experienced professional guidance and representation in bankruptcy and related types of financial distress matters with personalized attention throughout the duration of your legal matter. Because of my outstanding legal service to my clients, I have received the Avvo Client's Choice Award and am BV rated by Martindale-Hubbell (signifying "Very High Legal Ability & Ethical Standards."

To learn more about the legal services I offer, please click on the highlighted topics below. You will be directed to additional pages of helpful information.

Practice Areas

Chapter 7 
A Chapter 7 personal bankruptcy is also known as liquidation or a straight bankruptcy. This type of bankruptcy filing is the most common, the fastest, and applies to both individuals and married couples who are in a position where they cannot pay back the debts they owe. Specific requirements must be met to qualify for a Chapter 7.

Debt Settlement 
Debt settlement generally involves negotiation with your creditor for a reduction in the overall balance you owe which is then paid in a lump sum. This is not the same as debt consolidation or debt management where you make monthly payments to a consolidator. Debt settlement generally applies only to unsecured debt, such as credit card debt, medical bills, and personal loans.

Lien Stripping 
If the value of your home has fallen below what you owe on your first mortgage, your second or third mortgages may be able to be eliminated through lien stripping in a bankruptcy case. This can be of great value to those who are trying to save their home but are struggling with second mortgages.

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At The Law Office of Robert J. Warren, P.A., your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “Bob is an excellent lawyer”
    “I would recommend him to anyone with a credit or debt issues.”
    Melissa Murphy (Attorney)
    “He is professional and is very knowledgeable. He was understanding of my situation.”
    “A friend recommended Mr. Warren to me and he has exceeded all that I expected.”
    Blanche Johns (Google review)
    “I would highly recommend Robert Warren for any real estate transactions, title work, and closings that may crop up in your future.”
    “ I was very impressed with the overall results.”
    Lloyd Kerr, Real Estate Agent
    “Robert managed to help so much in relieving the stress we were in. His assistance and dedication for us made our process much easier than expected.”
    Robert managed to help so much in relieving the stress we were in. His assistance and dedication for us made our process much easier than expected. He took care of the small details other neglected to put the time and efforts to solve. He made us feel like we are in good hands and in the end we were. We are really thankful for his hard work. Highly recommend him for real estate assistance and guides.
    Judy Michalson
    “Mr. Warren is an outstanding attorney.”
    Mr. Warren is an outstanding attorney. He helped me on multiple real-estate matters that were fairly complicated. His advice was excellent, he advocated for my interests, and he was highly responsive. I am grateful for his efforts and intend to use him in the future again.
    S. Kiousis
    “He walked me through one of the most difficult times in my life...”
    “This by no means was easy but Mr. Warren made it feel extremely comfortable.”
    Margret
    “Mr Warren is an exceptional lawyer!”
    We are so appreciative to Mr Warren and his associate Lois with their help in selling our house. Their expertise in legal matters and in handling all situations involved gave us peace of mind! Thank you again for all your help!
    Hector and Debra
    “took the time to meet with me in person was extremely patient and knowledgeable.”
    5.0 stars Posted by Evans I hired Mr. Warren to review a commercial lease for me at the recommendation of a friend. He took the time to meet with me in person was extremely patient and knowledgeable. With his guidance was able to avoid numerous pitfalls and negotiate terms that were to my advantage. I unreservedly recommend Mr. Warren.
    Evans
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